Supermarket Savings! – Bitsy’s Quick Tips

The newest tip from Bitsy gives us some simple Supermarket rules for great saving. First, shop on the outer isles. Don’t buy the pre packaged food that are generally in the center of the store. Second, shop the lower shelves. The cheaper non name brand food can mostly be found below eye level. And last but not least, never shop hungry! Subscribe! ‪www.youtube.com Frugalicious.net Facebook www.facebook.com Twitter: twitter.com The Frugalicious Show is a web tv show that helps you live the best possible life while spending the least amount of money. Bitsy and Erin share budget-friendly lifestyle tips on The Frugalicious Show, and Bitsy shares some of her favorite money-saving ideas in her weekly segment, Bitsy’s Quick Tips. Learn how to live a Frugalicious life without sacrifice. Have a Frugalicious find you want to share? Leave a comment! An easy way to save on groceries and eat healthier is to reduce your consumption of convenience foods. Frozen foods, microwaveable stuff, junk food, basically anything that’s packaged and prepared for our convenience is usually not only more expensive than something you cook yourself, but usually less healthy. Try to shop the outside aisles at the supermarket, where you’ll generally find the fresh produce, butcher and seafood counters, dairy products and artisan breads. And look down. The expensive name brands are at eye level, but cheaper versions of the same thing are on the shelves just below. So remember your gameplan. Outside aisles
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Are You Really Getting A Deal? Your Savings Can End Up Costing You

Are You Really Getting A Deal? Your Savings Can End Up Costing You

I love shopping for the best deals. I clip coupons to match with store sales to optimize my savings. I also sign up for several daily emails which update me with the best sales, coupons or other freebies for the day. After reading some of those articles, I wondered how many of us just buy something just because it’s on sale or free. Maybe you don’t really need the item but since its only a few cents here or a few dollars there, you go ahead and get it.

That got me thinking, are you really getting a deal? It’s possible some of your savings can actually ending up costing you. Here are 5 red flags to think about when you are looking for your next big savings.

1. You blow your monthly budget – Yes even things that are on sale can add up if you don’t pay attention. A few dollars here and a few dollars there make a big difference over the course of the month. If you are spending more than your monthly budget allows you to, you are not getting a deal, unless you are making up for that in other areas of your budget. I wrote another article about this and the power of the phrase “It’s Only”. You can read that post on my blog here.

2. You aren’t using what you are getting – Hey it sounds great, right? A box of cereal for $.75 or box of granola bars for $.25, or even free. But then you notice as you clean out your pantry that most of these items are expired or you don’t even use them (or worse you didn’t even like the item to begin with!). If this is the case, then you are not getting a deal. Expired food is a waste, even if it was cheap. If you still feel the need to get these types of items, and they fit in your budget, consider donating to a food pantry. You both win – you got the item cheaply and the food pantry is able to give it to a needy family.

3. You give a lot of it away – If you end up giving away a lot of the items you find on sale or get for free/cheap, you probably aren’t getting a deal. It takes time to clip the coupons, gas to drive to the stores and even buying items for small amounts add up over time. If you do want to help a friend or family member get items, consider asking them to give you some money for your time and gas. They can most likely still gain big savings and you both win!

4. You don’t fill out the rebate forms, use the catalina coupons (register like coupons that print after purchasing specific items to be used on your next purchase) or the instant savings – Most sites will structure deals to include the final cost after the rebate or catalina coupon is used. While these can be a great deal, if you consistently neglect filling out and actually mailing the rebate forms, you are not getting a deal. The same goes for the catalina coupons. For instance, most sites will show you the final price of the item AFTER they have deducted the savings of the catalina coupon. Since you can’t instantly use catalina coupon off the price of the item you are getting, your not actually saving at that moment. If you let these expire or forget to use them on your next purchase, you aren’t getting a deal.

5. Your coupons are causing stress – Finding the best deals can be a little challenging. Not only are you driving around dealing with traffic, sometimes we can encounter the most unfavorable cashiers who aren’t so cooperative with our coupons, even if they are legitimate. If you find yourself stressed out between the driving, rude cashiers and fighting for the last free after coupon item, you are probably causing more harm to yourself than good. Take a break from couponing and remember if you miss a deal they usually come back around again every 4-6 weeks so you can pick it up then.

Hopefully these tips do not apply to you. If they do, think about what you are buying and how you expect to use it. If you don’t think you will use it, skip it and save your money for a better deal that comes along.

Jenny Kerr is an expert author, consultant, blogger and social media professional. She loves living a flexible lifestyle and spends most of her time reading, gardening and trying new recipes she has cooked from scratch. Jenny is passionate about helping people save money and blogs about it on her Jenny Pincher site. She has taught her self-developed “Basics of Budgeting” course throughout the St. Louis area. Visit her site at http://thejennypincher.com to get her free ebook and 7 day budget program.

Maximizing Your Grocery Coupons Results In These Big Savings

Maximizing Your Grocery Coupons Results In These Big Savings

How I saved .89 last week. With the rising cost of gas and personal dwindling savings, I have found it even more imperative to find ways to cut cost and save. In reassessing my financial state, I noticed that one of my greatest expenses was in the area of grocery. A hundred dollars a week in groceries can easily add up to over 0 a month! Yes, this is one of those necessary expenses we have that tend to reach deep into our pockets and leave behind only a few pieces of chump change after all is said and done.


So what is the solution since everyone needs to eat and groceries need to be bought? I have found that what worked well in the past still works well today. You guessed it, GROCERY COUPONS! I used to clip coupons at one point but took a hiatus because I stopped receiving the Sunday newspaper which housed the coupons. Recently, I have started printing free coupons and clipping them again and am carefully watching my savings grow. Let me give you a concrete example of a grocery receipt that I had recently:


Total Cost 0.65

Balance .76

Total number is items sold = 29

VERIFIED TOTAL SAVINGS .89


My purchases at Ralphs Grocery store totaled 0.65. I used free printable coupons and regular coupons which saved me a total of . However, I ended up only paying .76 with a verified total savings of .89.


How did I do that?


I saved more than the coupon value because of double coupons. Double coupons are coupons that are scanned twice to save the customer double the amount. For example, if the grocery coupon was good for .00 off, you would end up saving .00 because of double coupons, imagine if you had printed a coupon that was .00 off! This is an automatic savings feature at the grocery store. But note that not all grocery stores are the same!


As of today, in my area, only Ralphs doubles all their coupons automatically. It used to be that both Ralphs and Vons doubled their coupons but Vons Grocery Store had discontinued their program. Couple the double coupon savings at Ralphs with their Ralphs Club program (a program with free membership that allows additional savings) and you can save up to triple the coupon amount.


Using this method, I ended up paying


* .00 for laundry detergents

* .50 for jumbo size Pull-up diapers

* .00 for jumbo size Huggies & Pamper diapers

* .00 for a large container of baby wipes

* .00 (free) for a 64 oz bottle of Juicy Juice


and so forth.


What is the work involved in clipping coupons, free printable coupons and using them to their maximum capacity?


* First, print your free printable coupons.

* Second, check the grocery advertisements that are mailed out each week. Look for items on sale and use the coupon then.

* Third, make sure you use the coupons at Ralphs Grocery Store (or any other grocery stores with double coupon offer) if they are having sales on the item in which you have the coupon. Sometimes other grocery store (which does not have the double coupon program) may have an item on sale that Ralphs does not. In this case, using the grocery coupons at the other grocery stores may end up giving you a greater savings.


Furthermore, you can save even more when you purchase your groceries with a credit card that give 5% or 6% cash back (please refer to my credit card article). If you pay 0 in groceries with a cash back credit card, you can get or cash back.


Since doing all these steps, I have found that my grocery costs have dropped down to a third or half of what it used to cost. I am able to save money as well as buy more quantity and higher quality foods for my family because of this and I get to try new foods that I would not otherwise buy!


For those with children on a low income budget, consider government assisted programs such as WIC. WIC stands for Women, Infants, and Children. This program helps families with children to buy the necessary foods without cost. For more information, go to the WIC Program

Min Zhu, the author, offers tips to help moms provide for their family.
Grocery Coupons