What is Discretionary Income – Online Budgeting Software

Online Budgeting Software www.myonlinebudgetingsoftware.org In this video, Corey Vandenberg explains what is discretionary income. When creating a budget, whether you use our online budgeting software, or a simple ledger. It is important to know what your income to expense ration is. A general rule of thumb is to stay within an 85% expense to income ratio. Of course the more you save, the better off you will be. Budgeting will help you account for every dollar made and spent. Building a budget is the act of combining your income and expenses so that you can decide how much money you are going to spend on one item, how much on another, and so on-before you actually spend the money. Creating a budget doesn’t mean that all of your problems are going to be solved, but it is an important step to determining your financial health and creating financial stability. It won’t be too difficult to create a budget, but it will be very difficult to stick with one. Creating and using an Online Budgeting Software is a priceless tool for everyone; it’s not just for those who need to closely monitor their cash flows from month to month because “cash is tight”. For people who earn enough income to cover their bills and have a regular monthly surplus, a budget can help maximize investment capital by allocating regular portions to investment means such as retirement accounts, college education plans and personal investment accounts. http For more budgeting tips, please visit www
Video Rating: 0 / 5

Etsy Success – How to Make a Full-Time Income Selling Jewelry, Crafts, and Other Handmade Products Online (Mogul Mom Work-at-Home Book Series)

Etsy Success – How to Make a Full-Time Income Selling Jewelry, Crafts, and Other Handmade Products Online (Mogul Mom Work-at-Home Book Series)

“Turn Your Passion for Making Handmade Products and Crafts into a Thriving Online Business!”

Handmade products are hot! People everywhere love to buy unique, one-of-a-kind items and the good feeling that comes from supporting the creators who made them.

Etsy.com is the number one online destination for people wanting to purchase handmade products and crafts. Believe it or not though, simply selling great products on Etsy isn’t enough to be successful. With many talented people selling their items there, it’s easy to get lost in the crowd.

But here’s the good news…

There are people making good money on Etsy and if you want to be one of them, this book will help you. It contains a “marketing plan” designed just for you, with step-by-step instruction that will show you exactly what to do in order to have a successful, thriving Etsy business.

Do you make any of the following items?

• Soap
• Jewelry
• Clothing
• Art
• Candles
• Beauty Products

If so, you want this book! It contains everything you need to know about making money on Etsy. You’ll take your passion from a “hobby” in the corner of your living room to a real business, with customers from around the world.

Not on Etsy yet? Don’t worry! This book will show you how to set up an eye-catching store in just minutes! Already on Etsy? Get ready to increase your sales!

Running an online store on Etsy is the perfect job opportunity for mothers, since you can run the entire business from your home, spend more time with your children, be your own boss, and make a great income doing something you love!

If you’re ready to make money on Etsy, get this book today.

List Price: $ 12.95

Price: $ 12.95

Make Money as a Writer – How to Make a Full-Time Income Writing Articles, Books, and Blogs (Mogul Mom Work-at-Home Book Series)

“I’d Give Anything to Work from Home!”

If you’ve ever wanted to work from home, you’re not alone!

And if you’re like most mothers…

• You Want More Time with Your Kids
• You’d Like to Earn More Money
• You Desire More Control Over Your Schedule – Flexible Hours, Specific Days Off

But how can you make it happen?

Let Me Explain…

You really can have it all…a happy family, a successful career, a great income, and even more time for yourself!

If you are a CREATIVE mom looking to bring in extra cash every month without sacrificing your freedom…

If you are a CLEVER mom looking for a way to quit your job and finally stay at home with your kids…

If you are a RESOURCEFUL mom looking for a way to have more free time, make more money, and achieve your own success…

Writing is the opportunity you are looking for!

Writers are becoming more and more in-demand every single day. Businesses and individuals alike are in constant need of writers to create written content, including articles, stories, books, and blogs…and they’re willing to pay good money!

Do you need any experience? No! The business of writing is easy to learn and I’ll show you everything you need to know! I’ll even show you how to get your first clients!

In just a few days, you could have your own freelance writing business up and running…all you need is a computer!

If you’re ready to write for a living…get this book!

List Price: $ 13.95

Price: $ 13.95

Make Money as a Writer – How to Make a Fulltime Income Writing Articles, Books, and Blogs (Mogul Mom Work-at-Home Book Series)

“I’d Give Anything to Work from Home!”

If you’ve ever wanted to work from home, you’re not alone!

And if you’re like most mothers…

• You Want More Time with Your Kids

• You’d Like to Earn More Money

• You Desire More Control Over Your Schedule – Flexible Hours, Specific Days Off

But how can you make it happen?

Let Me Explain…

You really can have it all…a happy family, a successful career, a great income, and even more time for yourself!

• If you are a CREATIVE mom looking to bring in extra cash every month without sacrificing your freedom…

• If you are a CLEVER mom looking for a way to quit your job and finally stay at home with your kids…

• If you are a RESOURCEFUL mom looking for a way to have more free time, make more money, and achieve your own success…

Writing is the opportunity you are looking for!

Writers are becoming more and more in-demand every single day. Businesses and individuals alike are in constant need of writers to create written content, including articles, stories, books, and blogs…and they’re willing to pay good money!

Do you need any experience? No! The business of writing is easy to learn and I’ll show you everything you need to know! I’ll even show you how to get your first clients!

In just a few days, you could have your own freelance writing business up and running…all you need is a computer!

If you’re ready to write for a living…get this book!

List Price: $ 8.97

Price: $ 8.97

Miserly Moms: Living on One Income in a Two-Income Economy

Miserly Moms: Living on One Income in a Two-Income Economy

Save Thousands of Dollars a Year

Jonni McCoy and her family are proof that you live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America: the San Francisco Bay Area.

Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity to insurance and household cleaners—as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven cost-saving techniques, strategies, tips, and recipes will help you live frugally without feeling deprived.

List Price: $ 14.99

Price: $ 2.75

What is the minimal income for a healthy living in America?

Question by Changed And Loyal: What is the minimal income for a healthy living in America?
Please include with child and one without. What is required for a healthy living in America right now? Is it possible to live on minimum wage on your own?
Details:

Enough money to support yourself on the basic median.

Best answer:

Answer by rtfm
America is a VERY big place. You couldn’t live in most of California on your own if you made two or three times the minimum wage. On the other hand, there’s places in the middle of the country where you could support yourself quite easily on it.

Your question needs to be more specific.

Add your own answer in the comments!

What is the income eligibilty for michigan medicaid or healthy kids for children in a familiy of three?

Question by ww99709: What is the income eligibilty for michigan medicaid or healthy kids for children in a familiy of three?
For my friend and her two children. Just her kids need the insurance. She does qualify but she am looking into a new job and wondering what the limit is so she can work it into her budget. Thank you! 🙂

Best answer:

Answer by chumbucket
http://www.michigan.gov/mdch/0,1607,7-132-2943_4860—,00.html

Lots of info there…

Add your own answer in the comments!

How can I convince my mom that blogging is a good income idea?

Question by Steven M: How can I convince my mom that blogging is a good income idea?
I love to write and I love to create new content on blogs. Blogging is becoming a big part of the internet and it’s time that I jump in there and get in on this. I love gaming, and I plan on basing my niche on that I know it takes a while for a blog to finally start earning at least a little bit of revenue, but that’s something that I don’t mind. My mom, however, sees differently. She thinks that you have to work in a store to get money, and that’s it. Nothing I tell her works, and with me being fresh out of high school, I’m not sure what to do. My plan is to start this now, just in case something fails, I won’t lose anything. However, I don’t plan on that happening. How can I convince my mother that me sitting at the computer for hours on end is actually a good idea, and not hurting me? It’s kind of hard to concentrate when your mom is shoving job applications down your throat. And I would have moved out a long time ago, but I’m broke. =/

Please, serious answers only. No bull.

Best answer:

Answer by loki
Blogging is fun….but I have never seen anyone think it’s profitable.

A friend writes a VERY popular blog…and makes almost nothing from it.

Take an application.

Mom knows best

Give your answer to this question below!

Work From Home Mom Jobs – What Are the Best Stay at Home Mom Jobs For Making Your Best Income?

Work From Home Mom Jobs – What Are the Best Stay at Home Mom Jobs For Making Your Best Income?

Work From Home Mom Jobs

When a stay at home mom is searching for the perfect home business opportunity to call her own, she usually wants to find out how to earn her best income at home. Many stay at home moms are exploring the possibilities of work at home jobs, but what are the best work at home mom jobs out there and where can you find them?

Where to Find the Best Stay at Home Moms Home Businesses for Making the Best Income at Home:

Based on my personal opinion and success, I’ve found that the best work at home mom jobs are all found online.  An online home business is probably the most effective way possible for a stay at home mom to earn her best income at home. The Online Marketing industry provides countless opportunities, both free and paid, that a mom can advertise and market a business opportunity and/or product and drive thousands of prospects to their websites to earn immediate money at home!

Many stay at home moms struggle financially and really want to find an effective solution while still being able to spend time with their families.  The Online Marketing industry can provide the perfect solution to meet both their financial goals and their desire to stay at home and have a flexible schedule. It is so reassuring for so many stay at home moms that no matter what their particular schedule or family needs, that they can find a solution online that will work for them! Work From Home Mom Jobs

Key Features of the Best Work at Home Mom Jobs:

Besides a flexible schedule and work load, the right stay at home mom online business will provide the training and support to learn all the best skills necessary for earning the best income at home. And don’t forget compensation:  the right compensation plan can pave the way towards earning daily commissions of 0 or more in both direct bonuses and matching overrides! This will encourage a positive working environment of teamwork and excitement to help keep the whole team motivated!

Without a doubt, the best work at home mom jobs are all found online.  Take your time in searching for the best option for you and then be sure to give it your all and really go for it!  Making immediate money at home with online marketing is happening all over the world for stay at home moms, so don’t miss out!  Get on the web and stake your own claim on financial freedom and success! Work From Home Mom Jobs

Always dream of having Financial Freedom but having no clue?

Check out #1 Work From Home Mom Jobsand start earning Passive Income forever!

TryMaverick Money Makers|The Club and change your life forever!”