Family Tips for Budgeting Food Expenses – Equifax Family Money Matters Video Contest

A representative from Equifax invited me to enter this contest they are having because she thought my videos were geared towards their topics of interest. I was very excited to put together something to help out anyone looking for some extra ways to save money. If I end up being a “finalist” or even the “winner” of this competition, it would be completely unexpected, as I anticipate lots of excellent videos being submitted, however, who wouldn’t be excited to hear that type of good news?!? lol Check out the details if you or someone you know is interested. 🙂 blog.equifax.com
Video Rating: 5 / 5

Guide On Setting Up A Family Budget: The Ultimate Guide On How To Set Up A Family Budget With Smart Facts On How To Budget Household Expenses Properly … Family Budgeting Tips And Strategies!

Guide On Setting Up A Family Budget: The Ultimate Guide On How To Set Up A Family Budget With Smart Facts On How To Budget Household Expenses Properly … Family Budgeting Tips And Strategies!

“The average family exists only on paper and its average budget is a fiction, invented by statisticians for the convenience of statisticians.”-Sylvia Porter

Unlike the quote provided above, seemingly reflective of general opinion on family budgets today, we will attempt to take a much more positive approach to budgeting, as a family oriented, user-friendly, financial management and planning tool and life-enabler.

“Guide On Setting Up A Family Budget”, is a quick-reference, easy, how-to guide, meant to take you through the typical, who, why, when, what, where and how questions typically asked when considering fiscal planning for the household and or budgeting in general for your family need, means and circumstance, now and for the future. Moreover, this quick-reference guide was developed to assist you with setting up your own personal, household and family budget, to help you with all of the above and more!

This guide will invite you to learn more in these pages about systematic budgeting. It focuses on practical application and zooms in to apply these “best practice suggestions” in your own home. It empowers you to put together a dynamic, financial plan that suits your pocketbook, means and circumstance. So grab a copy now, start reading and learn from this ebook! Best of luck!”The average family exists only on paper and its average budget is a fiction, invented by statisticians for the convenience of statisticians.”-Sylvia Porter

Unlike the quote provided above, seemingly reflective of general opinion on family budgets today, we will attempt to take a much more positive approach to budgeting, as a family oriented, user-friendly, financial management and planning tool and life-enabler.

“Guide On Setting Up A Family Budget”, is a quick-reference, easy, how-to guide, meant to take you through the typical, who, why, when, what, where and how questions typically asked when considering fiscal planning for the household and or budgeting in general for your family need, means and circumstance, now and for the future. Moreover, this quick-reference guide was developed to assist you with setting up your own personal, household and family budget, to help you with all of the above and more!

This guide will invite you to learn more in these pages about systematic budgeting. It focuses on practical application and zooms in to apply these “best practice suggestions” in your own home. It empowers you to put together a dynamic, financial plan that suits your pocketbook, means and circumstance. So grab a copy now, start reading and learn from this ebook! Best of luck!

List Price: $ 3.99

Price: $ 3.99

Spending Your Money Wisely – Helpful Tips for Cutting Food Expenses #2

Spending Your Money Wisely – Helpful Tips for Cutting Food Expenses #2

Want to make Wise Spending Decisions? Here are more tips homemakers (Chief Domestic Officers) should know about saving money at the grocery store. 

In the first article on this subject, we discussed the fact that YOU are in control of the spending that goes on. These are additional important ways you can save on your food bill. It’s up to you. 

5)    Here is a big one! Consider buying as few processed / prepared food items as possible.  There is almost one whole aisle in a lot of grocery stores, mostly dedicated to processed/prepared foods.  They are expensive and high in additives and usually very high in calories.

If you are pushed for time, consider meeting yourself half way, such as buying chicken breasts to cook and a box of creamed broccoli, instead of buying it all together as chicken & creamed broccoli already prepared.  If you choose the prepared food, you will be paying a lot more and probably adding a lot more calories! In this situation, you could also choose to buy a chicken already baked and some fresh brocolli to cook. It so much better for your health compared to the prepared ones in the freezer section AND you save money. 

6) Another idea to consider is instead of buying frozen Italian bread with butter and a few herbs, buy fresh Italian bread and spread butter and shake a few herbs on it. (Children love to do it) If you don’t know what the herbs are, read the prepared bread package and find out! You will save money with this decision. 

IT IS TRULY AMAZING how much money you can trim off your food bill by buying the basics and preparing the food yourself.  Certainly I understand, we are all busy, but there needs to be a “cost-benefit” analysis about whether the income considerably outweighs the percentage of the budget spent on prepared and/or processed foods.  Think about your personal situation and is it really worth spending the money for the little bit of extra time that will be spent in preparing an easy-dinner recipe. I personally believe there are also great health benefits to preparing basic foods, as much as your time will allow. With preparing foods at home, you will skip many additives and calories.

7) ANOTHER smart way to save money is by NOT buying individual packets of certain items.  Tons of money can be spent on packaged cold cereals and hot cereals.  For instance, the price increase of individual packets of oatmeal is monumental over buying a big container of quick oats, measuring them into 1/3 cup (that’s how much oatmeal is in the packet) individual servings, ready for you and the kids to add water, and put in the microwave.  Think of how many 1/3 cups you can get from a big container of quick oats and the money you will save! Sprinkle cinnamon or add raisins to your liking.  The same principle applies for small boxes of cold cereal as opposed to the big bag. 

8) In the meat section, lots of times you can buy a larger supply of meat for a lower price per pound.  Seize the moment, buy and divide into smaller servings before you freeze it. 

9) It’s great what good buys you can get at the $ stores now, especially on paper products that are quality products. Know what is available at the $ store and make one trip there for all the things you didn’t buy at the grocery store. You will save a lot of money too. 

These are just a few thoughts on the subject.  Send in your ideas to our website, http://www.ldsjunction.com  and let us know ways you save at the grocery store. Check back later for more articles on this critical subject as it applies to Spending Wisely.

Visit our website, http://www.ldsjunction.com for more family & home related articles. Sign up for our Smart Tip. Leave a comment on our Blog. Our advertising stores have discounts and offer many goods and services to make your life easier. On our http://www.ldsjunction.com, Spending Wisely page, you will find lots of good coupon sites. Visit our Facebook page at ldsjunction.com and click on “like” if you are happy with our site.

 

Betty Chaney Gustin is the publisher and editor for ldsjunction.com. She prides herself on being a homemaker with over 30 years of experience. Betty is the mother of 8 children and 3 grandchildren. A college education and life’s experiences as a mother of a large family have qualified her to become an expert on home and family subjects. Visit our website, http://www.ldsjunction.com, for more home and family related articles and resources.

 

Using a Free Grocery Coupon to Cut Down on Home Expenses

Using a Free Grocery Coupon to Cut Down on Home Expenses

Shopping for groceries can be an expensive task if you aren’t using any coupons. There are however a number of different grocery coupons that you can find and use. Some of these coupons will entitle you to the use of a free grocery coupon. You should not expect to find a great many of these for every item that you want.

Using a free grocery coupon is good idea but as with all coupons you will need to see if you have any need of the item that you are buying with the coupon. The expiry date of the coupon should also be noted as there may be times when you can’t buy your groceries during that time period.

Likewise even though using a free grocery coupon can cut down on the expenses that you have to think about, you will still need to decide if the discount that you are getting with this free grocery coupon is worth your using it.

Once you have looked at all of these aspects such as validity, expiry date and value for money you can still use the coupon if you feel that it will be of some help. These free grocery coupons can be found in your local supermarket newsletter. This paper is the best way for you to stock up on a variety of grocery coupons.

There are occasions where you will find that you can get a free grocery coupon in the supermarket at the time of buying your groceries. These free coupons will give you a limited time in which you can redeem the value of the coupon but these types of coupons are still worthwhile using.

Like the normal grocery coupons there are a number of different free coupons that you can find. These free coupons will range from a variety of products like that of breads, meats, beverages – both the alcoholic and non-alcoholic variety – these coupons can sometimes include milks and juices in this list.

You can also find a free grocery coupon for use with the other products that you generally find in supermarkets. These products that you might find of use buying from a free grocery coupon are wines, barbecues charcoal lighters and charcoal bags, feminine hygiene products, birthday supplies and cake making utensils, pets care products and even bathroom cleaning products.

The many products that can be bought from a free grocery coupon are endless. The only real limits that you have with this coupon shopping is the amount of time that you are willing to devote to collecting the coupons and the expiry dates that are given for each type of coupon. Barring these limitations you can shop to your hearts content with the different grocery coupons and buy a special something with your free grocery coupon.

Muna wa Wanjiru is a web administrator and has been researching and reporting on internet marketing for years. For more information on free grocery coupon, visit his site at FREE GROCERY COUPON