All sorts of cash options

All sorts of cash options
Budgeting Tips
Image by Simon Greig (xrrr)
Las Vegas, ok so first night in…

Budget
Money converted into chips = 0
Cost to take 0 from the ATM = (must remember to take more out next time)
Hours spent playing blackjack = 3
Hours since woke up (in England) = 28
Value of chips at end of night = 5
Net gain/loss = Minus
Beers drunk = 5
Beer cost each =
Beers bought from bar = 1
Free beer at tables = I had 4 at the table, worth (- for tip per round)
Tip to dealer at end =

Overall gain/loss for the week so far (incl alcohol savings + tips + ATM costs) =
-15 (gambling prize) + 24 (alcohol saving) – 14 (tips) – 6 (for 1st beer) – 4 (ATM) =
Minus (could do better)

Things learned

– If you split 2 aces, you only get one more card for each ace (like doubling)
– Wisconsin is beautiful but full of mosquitos in the summer and snow in the winter. Diane the croupier: "I got tired of shovelling snow in Winconsin so moved to Vegas and ended up shovelling something else instead"
– Insurance in Blackjack is not worth it (I never do and asked if anyone ever does, Diane said "the book says" the odds were too high to make it worth it)

Personal Financial Budgeting: Get a GRASP on Your Budget and Your Cash

Personal Financial Budgeting: Get a GRASP on Your Budget and Your Cash

*** As seen on Fox 2 Detroit’s “Monday Money Matters”… The “Get a GRASP…” program is quickly becoming THE STANDARD in the budgeting industry. Developed over a 10-year period and now taught through seminars, workshops and various speaking engagements, this program will “Dramatically change your life” as proclaimed by many participants.

This workbook will walk you through the 5 Budgeting steps: G.R.A.S.P. to create your spending and budget plan.

“Get a GRASP…” is a low cost and easy- to-use personal budgeting program with a unique cookbook-style approach that covers the Motivation, Knowledge and Discipline aspects to developing your monthly spending plan and budget.

Each chapter is designed with “fill in the blanks” for your own personal situation. As you proceed through the various chapters, you are building your financial plan.

Several unique features not found in any other budgeting book or workbooks include:

* Virtual Envelopes: A chapter dedicated to Electronic Banking explains how to set up your budget categories using virtual envelopes.

* Debt Elimination form that shows you the fastest way to pay off your debts.

* Kid’s Reward Program that is very useful to use with children of all ages to start teaching them the value of money.

* Marital Teamwork: Promotes spousal teamwork approach to ensure you and your spouse are on the same page.

* Budgeting Forms: All the budgeting forms are included. Example filled-in forms are also provided for your convenience.

* Companion MS Excel spreadsheet: Optionally, there’s an MS Excel spreadsheet program available that goes hand-in-hand with the workbook. Send email to author direct for special .95 price.

Perfect for individual use, church group workshops, business employee programs, and government agency programs.*** As seen on Fox 2 Detroit’s “Monday Money Matters”… The “Get a GRASP…” program is quickly becoming THE STANDARD in the budgeting industry. Developed over a 10-year period and now taught through seminars, workshops and various speaking engagements, this program will “Dramatically change your life” as proclaimed by many participants.

This workbook will walk you through the 5 Budgeting steps: G.R.A.S.P. to create your spending and budget plan.

“Get a GRASP…” is a low cost and easy- to-use personal budgeting program with a unique cookbook-style approach that covers the Motivation, Knowledge and Discipline aspects to developing your monthly spending plan and budget.

Each chapter is designed with “fill in the blanks” for your own personal situation. As you proceed through the various chapters, you are building your financial plan.

Several unique features not found in any other budgeting book or workbooks include:

* Virtual Envelopes: A chapter dedicated to Electronic Banking explains how to set up your budget categories using virtual envelopes.

* Debt Elimination form that shows you the fastest way to pay off your debts.

* Kid’s Reward Program that is very useful to use with children of all ages to start teaching them the value of money.

* Marital Teamwork: Promotes spousal teamwork approach to ensure you and your spouse are on the same page.

* Budgeting Forms: All the budgeting forms are included. Example filled-in forms are also provided for your convenience.

* Companion MS Excel spreadsheet: Optionally, there’s an MS Excel spreadsheet program available that goes hand-in-hand with the workbook. Send email to author direct for special .95 price.

Perfect for individual use, church group workshops, business employee programs, and government agency programs.

List Price: $ 9.99

Price: $ 9.99

Free Crash Cash – How To Buy And Rent Back Property With No Money Down

Free Crash Cash – How To Buy And Rent Back Property With No Money Down
Market this revolutionary Property Crash Loopholes Blueprint and Earn 75% for Every Sale. Professional sales pitch to convert the sales for you — Don’t Miss Out On This Opportunity To Fatten Your Next Pay Check With This Huge Potential Market.
Free Crash Cash – How To Buy And Rent Back Property With No Money Down

Promotional Codes & Printable Discount Coupons Mission – Don?t be Rash! Save Your Cash!

Promotional Codes & Printable Discount Coupons Mission – Don?t be Rash! Save Your Cash!

As you all know marketing involves brainstorming strategy in a today eras. Promotional codes and printable discount coupons are result of this brainstorming. Promotional codes as very much clear with its names codes or offer for the customers for the promotion of their products and services. Does the phrase promotional code and printable discount coupons chime a signal in your mind? To most of the online-shopping adherent, the term is no longer a bizarre gobbledygook to their ears but vice versa in some cases.

When you wish for something that you be acquainted with is very pricey, you can find a site online that offers printable discount coupons and use them to save money. However, for newcomers, the term promotional codes or printable discount coupons may sound surprising. At a perfunctory stage, it may echo like an mathematical statement in mathematics. It may resonance like something one must crack or decode with the intention of grasp. Promotional codes are easy to understand and use.

Promotional codes need not be wrecked to make sense out of them. Promotional codes are one’s normal coupons like printable coupons, ads in newspaper, magazines for the promotional of their products which give discounts, perks and other inducement to magnetize consumers to buy the goods and services. For example like say Pillsbury, Pillsbury provides 250 grams extra on the purchase of 5 kg or restaurants offer a dinner for one absolutely free with a group of four. Or like as many more.

Promotional codes benefits both the ends. From the end of consumers, one of the benefits of promotional codes or printable coupons is the additional advantage one can get beside from the purchase of the goods and services. From the seller point of view, printable discount coupons or promotional codes can certainly draw more buyers thus High ROI. It can even cheer up and promote the site, the products and the services.

Like a coin has two faces, a head and tails, promotional codes and coupons also have a disadvantage if not use in time. It may have expiry date, some conditions which a consumer must fulfils otherwise it will benefits service provider or seller. This is what I want the consumers must be mindful with. It is vital that these promotional codes are legal.

Printable coupons are free, Just go and check this attractive seasons of free printable local discount coupons, local coupons, grocery coupons before you lose it and make your pocket always.

For more information visit http://www.clickmycoupon.com

Ways To Earn Fast Cash

Ways To Earn Fast Cash

Let’s face it: sometimes you just need to make cash….fast. It seems like the bills are piling up or you’ve got plans to go somewhere special. Everyone should know a few ways to make cash fast so they can enjoy their time with family and friends – and not spend their time worrying about their bills.

When you know some ways to make fast cash it just makes life a bit easier. You feel more confident when an emergency arises. You know that you can meet your obligations without stress or hassle. You worry less about an unexpected bill. Best of all – you don’t run up high bills on your credit cards with additional interest.

To earn fast cash sometimes you need to think creatively. After all, there are a lot of people out there that would love to earn fast cash. Begin by looking at all of your skills. What are you good at? What do you enjoy doing? Each of these answers can help lead you to fast cash ideas to bring in additional income. If you know how to scrapbook – you might think at first “how could I earn money from something that I love like scrapbooking?” But many people teach scrapbooking. Others even create scrapbooks for those too busy to do it for themselves. Or you could work part time in a scrapbook store. The more creative you can think about ideas, the better.

Teaching and tutoring can be one of the best ways to earn fast cash. Don’t worry – you don’t always have to be good at “school” skills like geometry. Think of things like low carb cooking, knitting or even car care. Lots of people would love to learn to be better at these skills – and they’ll pay you for them! Look for ways to advertise your services. Create a class that you can offer through local Continuing Education. Or even consider writing an e-book to earn additional income!

House and pet sitting are ideal ways to earn fast cash. Many people travel for business or take family vacations and don’t want to leave their homes vacant. You’ll earn income easily while watering the plants or feeding the family cat. You’ll need checkable references and a trustworthy, reliable personality. Knowing a bit about home care would be ideal – in case a water pipe breaks and you need to call a plumber.

Selling unwanted items on online auction sites like eBay has always been a great way to earn extra income. Your “trash” can be someone’s treasure! Just think of how happy you’ll be when you clean out your attic and closets of things you don’t want – and you fill up your wallet at the same time. Be sure to get savvy about shipping so you earn as much money as possible.

Starting a blog can be a great way to earn money. The most important things you need are passion and knowledge of your topic. There are so many different types of blogs. People enjoy all different types of blogs. From political blogs, homeschooling blogs, cooking blogs and so much more. Your blog could be a real hit!

Beth Fowler regularly writes about how to save your family money and frugality for sites like HowtoLiveFrugally.com

Newbies Guide To Online Hobby Profits: How To Turn Your Hobby Into Cash Online! AAA+++

Newbies Guide To Online Hobby Profits: How To Turn Your Hobby Into Cash Online! AAA+++

Dear Hobbyist,

Many people are passionate about their hobbies. They make time in their lives for them, spend lot of money on them, and even sometimes move their homes, families and jobs just to be closer to their hobbies!

But even if you just enjoy your hobby and perhaps wouldn’t class yourself as a fanatic, wouldn’t it be great if you could earn money online – possibly even a full-time income, from simply telling others people about your passion?

Well it’s not just a dream – it’s VERY possible.

More and more people are starting ‘hobby blogs’ to tell the world about their particular interest.

And with just a few tweaks and a little technology, it’s relatively easy to make a solid income from your hobby.

This remarkable ebook will show you everything you need to start, operate and monetize a blog allowing you to profit from your hobby or interest, even if you’ve no online experience.

We’ll take you through the initial steps of registering your own unique domain name and finding inexpensive hosting that’s right for you and your hobby blog, right through to advanced techniques on how to ‘monetize’ your blog and generate an income from simply telling other people about your hobby!

In this first-rate publication you’ll discover:

How to register and set up hosting and domain names for your hobby blog

How to install and set up your blog

How to personalise your blog

How to incororate graphics, styles and templates to make your blog look fantastic

How to avoid making major mistakes when choosing your theme and graphics

Which plugins to choose to make your blog interactive

How to post to your blog

How to monetize your blog

How to brand yourself as an expert

How to have other hobby bloggers crying out for your guest posts

Where to find all the resources you need to make your hobby blog a personal and financial success

This truly insightful ebook will show you exactly what you need to do to turn your hobby into an online cashcow.

In simple, plain language, and even if you’ve no online experience.

Grab your copy right now.

Turn your hobby into a regular monthly income!

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List Price: $ 3.85

Price:

My Cash Back & Online Coupon Shopping Secret

My Cash Back & Online Coupon Shopping Secret

In my twenties, I had dreams of becoming a millionaire by the time I was 30 years old. In my thirties, I had dreams of being a millionaire by the time I was 40. I’m sure I will have many more dreams as I grow older, but reality has set in and I’ve realized that my destiny lies in other pursuits. To compensate for this, I have found ways to make the money I do have last longer and travel further. One of those ways is through the use of “online coupons.”

Over the last 10 years, shoppers have figured out that they can avoid lines and traffic and get better prices on the internet than in the shopping malls. Since most online purchases are made across state lines, the cost for shipping is usually offset by not having to pay sales tax. When you drive to a brick and mortar store, park in the parking lot, and walk into the store, you are now trapped since there is no way you are leaving to visit other stores to comparison shop. On the other hand, the internet is located in your living room where thousands, if not millions, of stores compete against each other driving prices as low as possible. In addition, online stores pay much lower rent for warehousing their products compared to retail lease prices for brick and mortar stores. This allows them to lower their prices even further and keep much larger inventories on hand. Obtaining better prices online is quickly outweighing the impulsive need to have your purchase immediately upon checkout from a brick and mortar store. This is increasing the number of online shoppers every year as people across the country catch on to what others have already figured out.

Now I’m not saying that the great prices found on the internet are anything to sneeze at, but that wasn’t enough for me. Since my first online purchase in the late 90’s, I have become addicted to saving even more money by utilizing online coupons, coupon codes / promo codes, and cash back shopping.

Online coupons are just like normal coupons that you would use at the grocery store, but they are only for purchases made on the internet. Instead of cutting them out and providing them at the checkout counter, online coupons are redeemed during the online checkout process. There are two types of online coupons. The first is a “coupon code” which I’ve also seen called a promo code, promotion code, promotional code, and a discount code. The shopper just needs to enter the coupon code in the appropriate place during checkout and the discount is reflected immediately. The other online coupon I have encountered is usually provided by online coupon websites. Once you click on the coupon-embedded link displayed on the online coupon website, you’re directed to the retailer’s website in a new browser window to shop as you normally would. The coupon discount is automatically factored into the price at checkout. I find this method easier than tracking down coupon codes (but maybe not as much fun).

But when I discovered another method of saving money called Cash Back Shopping, online coupons alone weren’t enough for me. I’m going to share a secret with you that took me a number of years to uncover about how online shopping works. In order to generate sales, online stores use a method of marketing called Affiliate Network Marketing. The online store signs up with an affiliate network for a fee. The network then displays links to the retailer’s website for coupons, deals, promotions, and sales. Website owners copy these links and display them on their own websites in the hopes that their visitors will click on them and place an order. The website owner is paid a commission for each visitor who goes to an affiliate’s site and makes a purchase. Commissions on sales range from 3% to 10%. Hence, the birth of the online coupon website to earn commissions by bringing traffic to online retailers signed up with affiliate networks.

Soon after, cash-back shopping sites began to appear. These sites give back a percentage of the commission they earn, in the form of cash-back, to the actual online shopper making the purchase. So now online shoppers could redeem valuable coupons, such as 15% off your entire order from the retailer and then earn another 2- 5% cash-back from the online coupon website. On most cash-back shopping websites, money accumulates in an account and is then paid quarterly by check to the shopper. The fact that you can combine online coupons with cash-back shopping makes cash-back shopping websites that offer coupons a much better option than the plain old online coupon websites of the past.

Now that we have a brief history of online shopping under our belts, let’s move onto my latest discovery. I recently found a website that has taken online coupons and cash-back shopping to another level. Until now it was only possible for website owners to make commissions from affiliate networks by displaying coupon links on their websites. However, the site I found, www.CouponCactus.com, allows shoppers to earn money as well as save money.

Coupon Cactus developed a program so its members can automatically display a link to their own “Cactus Page” in the signature line at the bottom of all of their emails. If a person reading your email clicks the link in your signature line and makes a purchase through your Cactus Page, you will earn a commission. Nearly every area of the online arena has been utilized for major profit, except for the real estate in our own personal emails. To demonstrate the power of marketing in personal e-mails, here’s an example. Let’s assume the average person sends 10 emails per day, including both original emails and forwarded emails. If you send an email of interest to 10 friends, such as a funny joke or story, by tomorrow it will be in 100 inboxes and it will be in 1,000 inboxes by the day after. In the span of just two days, your one email with a link to your Cactus Page could reach 1,100 potential online shoppers. That’s not to mention the other nine emails you wrote that day. I personally send about 100 emails per day and have already begun to reap the benefits of Coupon Cactus membership. I’ve actually earned more than I’ve spent over the holidays! It was then that I was driven to seek out the owner of Coupon Cactus to find out more about how they came up with this idea and what was on the horizon.

I had the chance to interview David Fitterman, President & CEO of Coupon Cactus, LLC, which hosts the CouponCactus.com website, an online coupon, coupon code, and cash-back shopping website with a commission program for the average shopper.

John: David, first I’d like to thank you for giving me the tools to make some cash this holiday season on top of some very cool coupons I used to buy presents.

David: It’s our pleasure! You know, it’s not just a holiday thing though. Our members are pretty smart and they’ll be earning money year-round. I knew the idea made sense, but I’m surprised at how fast it’s taken off.

John: So how many members do you have, and what are the different ways the website is being used?

David: Sorry John, I can’t reveal any specific details about our membership since privacy is of the utmost importance. But I can say that we’re very pleased and much further along than we’d imagined at this point. We already have some great success stories about the ingenious ways our members are using the website.

John: That works for me.

David: Well, you already know that each member gets their own Cactus Page but we are currently beta testing functionality where they can personalize the top banner with a welcome message and display a picture or a logo. We have one beta tester who placed a picture of his two-year old son on his banner. His son is suffering from an illness and he’s raising money in his son’s name by sending out links to his Cactus Page explaining that all commissions on purchases will be used for his son’s medical treatment.

John: Wow, that’s a great story.

David: Yeah, we’re pretty proud of that one. I’m just glad that we’re able to offer him the tools to earn money for such a good cause. We have another member who’s using her Cactus Page so she gets commissions on all of the gifts purchased for her baby shower next month. There’s actually one other member doing the same thing, but for her wedding. It’s a cool idea. If their friends and relatives are going to be buying them presents anyway, they might as well earn cash-back on all of the purchases to buy something extra for the baby or to use on their honeymoon.

John: Man, I wish you guys were around when I got married!

David: Sorry about that! At least you know about us now and can use Coupon Cactus for all the other events and ideas you come up with. We also have a few beta testing companies who are using corporate Cactus Pages as an employee benefit. It’s a win-win situation. The employees use the coupons on the website to save money, and the company earns commissions on all the sales. One of the companies is using the earned commissions to pay for the annual holiday party for their employees. It turns out that the company is ending up using the coupons, more than the employees, to lower their business expenses and get cash back on top of the discounts.

John: That sounds like a pretty smart company. Now I know you’re busy and I really appreciate the time you’re taking to talk with me, but can you tell me anything more about future plans for the website?

David: Well, you know I can’t be too specific, but we do have a number of plans in the works. I can tell you that we