Family Tips for Budgeting Food Expenses – Equifax Family Money Matters Video Contest

A representative from Equifax invited me to enter this contest they are having because she thought my videos were geared towards their topics of interest. I was very excited to put together something to help out anyone looking for some extra ways to save money. If I end up being a “finalist” or even the “winner” of this competition, it would be completely unexpected, as I anticipate lots of excellent videos being submitted, however, who wouldn’t be excited to hear that type of good news?!? lol Check out the details if you or someone you know is interested. 🙂 blog.equifax.com
Video Rating: 5 / 5

Thrifty Living: Tips For Saving Money And Living On A Budget

xxsurl.com Thrifty Living: Tips For Saving Money And Living On A Budget Thrifty Living: Tips for Saving Money and Living On a Budget Tips for Saving Money, Making a Budget, and Living Within Your Means Thrifty Living: Be Thrifty, Make A Budget, and Save Money! WARNING! What You Are About To Discover Will Change Your Life! Date: From the desk of: Janet Pearson Dear Friend, Could you use extra money each monthb Are you tired of spending sleepless nights worrying about financial problemsb Would you like to create a budget but just don’t know where to startb Do you think it’s too hard to live on a budgetb Hi, my name is Janet Pearson, editor of Thrifty411. I’m married and a mother of 2 with a grand-daughter, and a new grandson! From personal experience and learning from others, I have compiled a comprehensive e-book that offers lots of money saving ideas and simple budget tips. If you follow these frugal ideas, you will have peace of mind that comes from saving more, paying off debt and controlling your spending. You NEED “Thrifty Living: Be Thrifty, Make a Budget, and Save Money!” This straight forward, no-nonsense book contains the tips you need to know to get the best value for your dollar,spend less and save more! How can this manual help you save and budgetb You will learn how to be a smart shopper and how to live on a budget. “Thrifty Living: Be Thrifty, Make a Budget, and Save Money!” will show you over 200 money saving tips. In Chapter 1 alone, there are 30 ways to

Merida,México

Merida,México
Budgeting Tips
Image by The World Wants a Real Deal
El día viernes 11 de Diciembre entre las 6:30 y 7:30 de la tarde casi 50
activistas nos reunimos en una manifestación pacífica frente al consulado
norteamericano de la ciudad de Mérida para
expresar nuestro interés y esperanza de
que estados unidos colabore para que un acuerdo climático se logre en la cumbre
de Copenhague.

Armados con pancartas e incluso
una manta con el número 350 y el lema “Seal
the deal” (sellemos el acuerdo) tratamos de expresarle a la gente que pasaba
por el lugar nuestro sentir con respecto a esta cumbre la cual es una excelente
oportunidad cómo especie inteligente que
en teoría somos para lograr ese cambio positivo en el clima mundial y en la
forma de pensar y actuar de todos los
que habitamos este planeta.

El evento estuvo marcado por una carta con una
petición dirigida al presidente Obama que la organización de Mérida verde envió
el día de hoy por correo una petición
que se enviara a la casa blanca en correo exprés el día de mañana (anexo la carta), también se leyeron vivencias
de personas de todo el mundo que están siendo afectados por el cambio climático
y la gente presente tuvo la oportunidad de tomar la palabra y expresar su
sentir por lo que está ocurriendo en
Mérida con el cambio climático, por ultimo Mérida verde presento sus ya
conocidos tips para ser más amigable con el ambiente entre lo que este el
reciclar, realizar composta, colocar una botella de agua dentro del tanque del
inodoro, etc

Durante
el evento se tuvo la grata sorpresa de que se presento un nuevo movimiento
ciudadano: “el movimiento ecológico ciudadano” el cual es una nueva iniciativa
que bajo el lema “La mejor manera de
combatir la basura es no generarla” busca
motivar a la gente a consumir productos reutilizables como los envases
retornables de los refrescos y dejar a un lado todos los productos desechables.

Atte. Eric Gamboa Blanco

Miembro de la red mundial Tunza
y la Red Ambiental Scout México.

Carta
que se enviara a la Casa Blanca.

Mérida, Yucatán, México

December 11, 2009

President of
the United States, Barack Obama

Secretary
of State, Hilary Rodham Clinton

President Mohamed Nasheed of the Maldives
recently yearned for a global vision to affect the climate crisis…. Something comparable
to the way thar John Kennedy inspired a world to look toward the moon. In 1962,
Kennedy said simply, “We choose to go to the moon”. He had neither the
expertise ready for the challenge, nor the budget to make the viion a reality,
but he captured the human imagination. He excited people around the world, not
just in the United States, and in seven more years, against high odds, that
vision beame a reality.

Perhaos the vision that Nasheed dreams will
save his ountry may not come from one individual leader, for the gravity of the
task at hand, limate control, has consequential implications. But might one of
you be the leader to initiate a changed narrative? Might one of you coordinate,
articulate a combined vision for climate control, a vision like Kennedy´s that
moves us to hope and then to actions and commitments.

Will you construct others an equitable, just,
yet urgent vision for survival, where in a global effort, peoples around the
world dedicate themselves purposefully to reducing atmospheric carbon
concentrations? Will you negotiate to move CO2from today´s level of 387 ppmto a
safer level below 350ppm? Will you take on this tough challenge? We´re betting
our lives that you will.

Sincerely,

Merida
Verde, AC, and Friends

Articulo por: Eric Gamboa Blanco (eagb152@msn.com)
Fotos por Carlos Castro (ccg_s@hotmail.com)

Atte

Eric Gamboa Blanco

Coordinador de la RNJ

Miembro de la RAS Yucatán

sites.google.com/site/rednacionaldejovenes
Coordinador de la comisión de proyectos de Agua y Juventud México

La tierra no es una herencia de nuestros padres, sino un préstamo de nuestros hijos.
Antiguo refran indio

Cuida tu aguinaldo y tus cuentas bancarias, OTTO te enseña cómo.

What time of year is best to get discounts and deals when you go Skiing in Keystone?

Question by Meghan: What time of year is best to get discounts and deals when you go Skiing in Keystone?
We want to go Skiing this year but as a young couple just starting off we are on a budget…any tips or Ideas about how to save money? Also what month is the best to go for a better deal?

Best answer:

Answer by Chris
If each of you are planning on skiing more than just a few days, definitely check into getting a season pass. Check now! Do the math and see if it will save you money (and time buying tix) with a pass. As the season starts the cheaper Colorado Pass deal expires come Halloween and the Denver Snowsports Expo around the first weekend November in downtown. You might be able to get a pass even into early December. Check the internet or call the Resort.

If you don’t get a season pass, it is common to only get a decent discount on lift tix is to get a deal thru lodging deals.

Deep discount lodging deals are to be had mainly before Dec.12 or so and after maybe March 29. There are deals to be had when the snow is best like mid-season but you have to be able to watch their website and the internet and go when you see the deal is offered.

For lodging, I like to check the usual hotel websites and vrbo.com

Know better? Leave your own answer in the comments!

How do you stretch your dollar on holiday?

Question by Manu D: How do you stretch your dollar on holiday?
Going on vacations with a small budget… any tips to make the most of it?

Best answer:

Answer by Elizabeth
Purchase food from grocery stores and markets rather than eating out all the time–when visiting tourist attractions, bring snacks and water with you, because the restaurants near tourist traps are likely to gouge you.

If you’re not worried about frills, hostels can be great cheap places to stay. They’re not as frightening as people make them out to be; you can get private rooms at most hostels, and they’re generally clean, friendly, and well lighted (but cheaper than any other hotel you’re going to find!).

Add your own answer in the comments!

How to Save Money on Groceries

SUBSCRIBE here: bit.ly TheFrugalChef.com. I wanted this to be a short video but I guess I had too much to say! I hope these tips are useful to all of you. Please share any other tips you might have for saving $ $ on groceries. Thanks! PLEASE NOTE – we currently have about 750 recipes on the website. Therefore, I am no longer sending out weekly menus. Please come by and check out all the wonderful possibilities you have!

Merida,México

Merida,México
Budgeting Tips
Image by 350.org
El día viernes 11 de Diciembre entre las 6:30 y 7:30 de la tarde casi 50
activistas nos reunimos en una manifestación pacífica frente al consulado
norteamericano de la ciudad de Mérida para
expresar nuestro interés y esperanza de
que estados unidos colabore para que un acuerdo climático se logre en la cumbre
de Copenhague.

Armados con pancartas e incluso
una manta con el número 350 y el lema “Seal
the deal” (sellemos el acuerdo) tratamos de expresarle a la gente que pasaba
por el lugar nuestro sentir con respecto a esta cumbre la cual es una excelente
oportunidad cómo especie inteligente que
en teoría somos para lograr ese cambio positivo en el clima mundial y en la
forma de pensar y actuar de todos los
que habitamos este planeta.

El evento estuvo marcado por una carta con una
petición dirigida al presidente Obama que la organización de Mérida verde envió
el día de hoy por correo una petición
que se enviara a la casa blanca en correo exprés el día de mañana (anexo la carta), también se leyeron vivencias
de personas de todo el mundo que están siendo afectados por el cambio climático
y la gente presente tuvo la oportunidad de tomar la palabra y expresar su
sentir por lo que está ocurriendo en
Mérida con el cambio climático, por ultimo Mérida verde presento sus ya
conocidos tips para ser más amigable con el ambiente entre lo que este el
reciclar, realizar composta, colocar una botella de agua dentro del tanque del
inodoro, etc

Durante
el evento se tuvo la grata sorpresa de que se presento un nuevo movimiento
ciudadano: “el movimiento ecológico ciudadano” el cual es una nueva iniciativa
que bajo el lema “La mejor manera de
combatir la basura es no generarla” busca
motivar a la gente a consumir productos reutilizables como los envases
retornables de los refrescos y dejar a un lado todos los productos desechables.

Atte. Eric Gamboa Blanco

Miembro de la red mundial Tunza
y la Red Ambiental Scout México.

Carta
que se enviara a la Casa Blanca.

Mérida, Yucatán, México

December 11, 2009

President of
the United States, Barack Obama

Secretary
of State, Hilary Rodham Clinton

President Mohamed Nasheed of the Maldives
recently yearned for a global vision to affect the climate crisis…. Something comparable
to the way thar John Kennedy inspired a world to look toward the moon. In 1962,
Kennedy said simply, “We choose to go to the moon”. He had neither the
expertise ready for the challenge, nor the budget to make the viion a reality,
but he captured the human imagination. He excited people around the world, not
just in the United States, and in seven more years, against high odds, that
vision beame a reality.

Perhaos the vision that Nasheed dreams will
save his ountry may not come from one individual leader, for the gravity of the
task at hand, limate control, has consequential implications. But might one of
you be the leader to initiate a changed narrative? Might one of you coordinate,
articulate a combined vision for climate control, a vision like Kennedy´s that
moves us to hope and then to actions and commitments.

Will you construct others an equitable, just,
yet urgent vision for survival, where in a global effort, peoples around the
world dedicate themselves purposefully to reducing atmospheric carbon
concentrations? Will you negotiate to move CO2from today´s level of 387 ppmto a
safer level below 350ppm? Will you take on this tough challenge? We´re betting
our lives that you will.

Sincerely,

Merida
Verde, AC, and Friends

Articulo por: Eric Gamboa Blanco (eagb152@msn.com)
Fotos por Carlos Castro (ccg_s@hotmail.com)

Atte

Eric Gamboa Blanco

Coordinador de la RNJ

Miembro de la RAS Yucatán

sites.google.com/site/rednacionaldejovenes
Coordinador de la comisión de proyectos de Agua y Juventud México

La tierra no es una herencia de nuestros padres, sino un préstamo de nuestros hijos.
Antiguo refran indio

Cuida tu aguinaldo y tus cuentas bancarias, OTTO te enseña cómo.

How to shop on a budget?

Question by animefan749: How to shop on a budget?
I’m a bit of an impulse buyer and love to spend money that I have on cute clothes mostly, because wearing what I like makes me feel good. I saved over $ 3000 this past summer, but I am now reduced to the low amount of $ 80. WTF is wrong with me?! I need to learn how to shop on a budget. Any tips?

Best answer:

Answer by LemonZest
Shopping on a budget is tricky as I know myself, but planning is pretty helpful.
Next time you know you’re going shopping, write down the things that you NEED. Look on the internet at the shops you’re planning to go to and add up the prices of the things you’re going to get.
Once you know the total, only put that amount of money in your purse. (leeways are allowed, but only a little!)
If you keep practising this, you should be fine. 🙂

Give your answer to this question below!

Chiesa st. croce

Chiesa st. croce
Budgeting Tips
Image by smiling_da_vinci
In October of 1995 I visited Florence for the first time. I spent 4 days of running around from church to museum and museum to church to soak up as much of the rich renaissance culture as I could. In Septermber I am planning to go back again. This time for a trip to a few cities in Tuscany. Florence will without a doubt be a big part of that trip too. I am already reading about its history again to expend my knowledge. Below you can read the diary of the first trip.

October 4th 1995, 10.23 a.m.

Well, I finaly got on the aeroplane. After solving a small problem when I wanted to collect my ticket and checking if I did not forget my money and passport, it finally is time to celebrate my holiday.

20.38 a.m. Ready to spent the first night in Florence.

Roughly 10 hours after I arrived in this beautiful city on the shores of the Arno river I am in bed already. I am not the type of guy that spends his lonely nights in some foreign bar, and of course it saves money. My budget is not as high as I want it to be and I noticed that life here is not very cheap. Certainly not if you want to spend the day walking from one museum to another. After I arrived in the hotel I tried to call my mom and dad, but the phone did not listen to what I wanted. When I asked for help, the receptionist did not seem to understand what I wanted, or maybe I did not understand him.

Anyway, I spend the first day wandering through the city trying to find all the famous places. Initially I only visited the Baptistery. The doors of this building were made by Pisano and Ghiberti. They are made of guilded bronze. In the dome of the baptistery are some Gothic paintings depicting scenes from the life of St John the Baptist. He is the patron-saint of Florence. The next thing I did was vist the Cathedral (Duomo). And if I thought that the Cathedral in Antwerp or the one in Leiden was big, I now know I was wrong. Very wrong! On the floor there are some beautiful geometric mosaics in marble. On one of the walls there is a huge fresco painted by Paolo Uccello in 1436. It is in honour of Sir John Hawkwood. An English mercenary who fought in some of the wars for Florence. According to my travelling guide it was the habit of cities to commemorate their hero’s by erecting enormous statues. The fact that Hawkwood had to be satisfied with just a frescoe is explained as Florentine cheapness. In the dome of the Cathedral are some beautiful paintings as well. But they are hard to see because of the poor light.

Unfortunatelly it was too late to get into the dome. ‘To climb it’, would be a better expression since there ar 436 steps around the dome that measures 40 metres across. I think I will do this some other time… Perhaps…
In the crypt of the Duomo are the remains of the Santa Reparata. The church that stood in this place before the present Cathedral. Brunelleschi’s grave is in there as well. I’ll save it for tomorrow.

The minute after I stepped out of the Cathedral my next thought was:"And where is this famous tower that Giotto build?", this was by far thé most clever thought until then (NOT!). As I was standing right in front of it and it was an enormous building I simply did not see it!!! When I read that you had to climb 285 steps to get to the top I thought:"I will save that for tomorrow too!"

After wandering through the city for a couple of hours I suddenly found myself standing in front of the Museo dell’ Opera del’ Duomo. In this museum the statues meant for the walls of the Duomo made by Donatello, Pisano and others are exhibited. Nowadays they have been replaced by copies for preservation reasons. Pisano, by the way, finished building Giotto’s tower after the death of the latter in 1331. Furthermore there are some handwritten bibles relics in luxurious wrapping and all kinds of church-treasures. The most impressive thing was a Piëta by Michelangelo. In it the artist depicted himself as Nicodemus.

In the mean time it was about 5.00 P.M. Time for something to eat. My dinner of this day existed of a large Cola and three sandwiches with smoked ham. At night I spent some time with a few Americans on the Piazza della Signoria. They were drawing, playing guitar and singing. After a while I walked to the Ponte Vecchio. As soon as I got there it started raining cats and dogs so I hurried my way back to the hotel, which is some 30 minutes from where I was. Tomorrow is another day. Before I go to sleep, I’ll write some postcards and maybe I will read a bit.

22.03 p.m., It’s still October 4th.

I wrote the postcard, counted my money. Now I’m going to take a shower and afterwards I will read something. Goodnight.

I had :L 291.000,–

Now there is left: L 218.150,–

So I spent: L 73.850,– Wow, I feel like a big spender!

October 5th, 7.45 a.m.

At 5.30 a.m. I woke up because of the traffic noisses. Since a few minutes I hear some whispering sounds in the rooms next to me as well. It is time to get up.

I just had a shower and I kind of flooded the bathroom. There is a terrible amount of Chlorine in the water. It makes me sick. It still rains outside

8.50 a.m. In my hotelroom again after breakfast.

Ready for a second day of sight-seeing. Uffizi here I come! Oh, by the way, the coffee I had with breakfast was delicious. How is it possible with that much Chlorine in the water.

10.43 a.m. Palazzo Vecchio.

Right now I am in the atrium of the Palazzo Vecchio. Verrrocchio’s little fountain is admired by a group of Italian tourists while their video cameras are zooming like bees. A few minutes ago I had an espresso on a nice terrace. I was served by a grumpy waiter in a tuxedo. The price I had to pay was not as high as I expected, in spite of the tuxedo, L 4.500,–. Because of his ‘cheerful’ mood I gave him a tip of 25 cents (250 lires). Ha, ha, ha. When he thanked me for it he looked at me as if he had just been eating a slice of lemon.

This morning I briefly visited the Santa Reparata crypt. It was not really worth the bother considering the price of L 3.000,–. There were still parts of Byzantine mosaics and some parts of the wall were visible, and of course there was Brunelleschi’s grave. He is the architect who practically built half of the Italian buildings during the Renaissance. His grave was amazingly simple compared to the graves of other famous people. It existed of a sandstone sarcophagus covered by a black marble stone with an inscription in Latin.

After this I visited a very small church called Or San Michele. It was loaded with beautiful frescoes that covered the larger part of the ceiling and columns. It was not much larger than 10 by 10 meters,but because of the atmosphere it was far more impressive than the Duomo. In spite of the fact that it was under reconstruction for a very large part.

O.K. Back to the Palazzo Vecchio. It was built around the year 1560 by Vasari. Oops, sorry, my mistake. That is the Ufizzi. More about that later on. Just the frescoes in the atrium are made by Vasari. The occasion was the marriage of Francesco De Medici and Joanna of Austria (1565). The frescoes depict cities in Austria. It was meant to be a remedy for Joanna who was very homesick. If it did any good is not mentioned in my guide. Let’s get in. I am really looking forward to it!

Oh, no! Why me! Today is Thursday and I just discovered that the Palazzo is closed today! Well then. Let’s try the Ufizzi. It is 11.15 a.m.

Gee!!! There is a line of about 200 meters!!!

I wil try again later. In the meanwhile I will walk to the Ponte Vecchio, then I will have to change my plans, Otherwise I will never spend this day in a useful way!!!